How a Timeshare Can Affect Your Credit? When it comes to your credit, a timeshare is risk without reward. Timely payments on your timeshare won't show up on your credit report nor will they improve your credit history, unless your timeshare company reports to the major credit bureaus. However, a timeshare foreclosure can cause irreparable damage. Even if the timeshare lender doesn't report your foreclosure to a credit bureau, it will become public record and will compromise your credit standing. A foreclosure will cause your credit score to decrease significantly. WorldNet Consultant Group LLC, is the solution Throughout the cancellation process, our Professional Staff will work dilligently on your behalf in order to assist you with your credit standing.